Need an appraisal in Charlotte or Mecklenburg County?

The top seven reasons why NC homeowners hire Griffin Appraisal, LLC. :

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a NC property tax assessment
To lower your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NC divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate in Mecklenburg county or NC

Own a home in or near Charlotte, NC and need help deciding the value of it?
Contact Griffin Appraisal, LLC. .

We at Griffin Appraisal, LLC. understand the special needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a person not in the real estate field that probably doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Griffin Appraisal, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're seasoned in helping homeowners just like you delete unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Griffin Appraisal, LLC. is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Griffin Appraisal, LLC. can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Griffin Appraisal, LLC. can We can assist you. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.